Top 10 Apps Like Alipay for Nigerian Businesses

If you’re in Nigeria and need a reliable app like Alipay for payments, especially when it comes to dealing with Chinese suppliers, you’re in luck. While Alipay has been a popular choice for global transactions, certain limitations have made Nigerian businesses seek alternatives.

In this guide, we’ll cover Proc360, a versatile platform offering more than just payments, and then list out 10 other apps similar to Alipay in Nigeria that can support your business needs. Whether you’re paying suppliers, managing foreign currency exchanges, or looking for local and international transfer options, this list has you covered.

1. Proc360 Payment Wallet: The Perfect Alipay Alternative for Nigerian Importers

When it comes to secure, efficient payments with Chinese suppliers, Proc360 stands out as a top choice. Designed specifically with Nigerian importers in mind, this app offers a full-suite service for those working with international suppliers. Here’s why Proc360 is the ideal alternative to Alipay:

Key Features of Proc360 Wallet

1. Direct Access to RMB (Chinese Yuan):

   • Proc360 Wallet allows you to directly fund your account with Naira or Dollars, converting it instantly into RMB at the best market rates. This makes it simple and affordable for Nigerians to access RMB without having to rely on middlemen or unverified vendors.

2. Effortless Supplier Payments:

   • You can pay your Chinese suppliers directly through Alipay or bank transfers without needing a separate RMB account. This smooth process ensures that you have full control over payments without the restrictions that Alipay imposes on foreign users.

3. Transparent Real-Time Rates:

   • Proc360 offers real-time exchange rates directly on your dashboard, so you can lock in the rate you see and avoid last-minute surprises. This transparency is ideal for budget-conscious business owners managing their import costs.

4. End-to-End Import Management:

   • Proc360 provides more than just payments. The platform also assists with product sourcing, shipping, order consolidation, and customs clearance. If you’re importing products from China, this platform can handle all the logistics on your behalf.

5. Reliable Security and Support:

   • With Proc360’s built-in security features, including Alipay Platinum Fraud Insurance, your transactions are safe from unexpected account freezes or fraudulent vendors. Plus, their support team is available to help with any payment or import-related concerns.

2. Flutterwave

Flutterwave is a popular platform for Nigerian businesses seeking to make and receive international payments. It allows payments in multiple currencies and is widely recognized for its security and user-friendly interface. For Nigerians dealing with foreign suppliers, Flutterwave’s currency conversion feature is particularly useful.

Key Features:

• Supports payments in Naira and major international currencies.

• Connects with local and international bank accounts.

• Offers secure transactions with fraud detection.

3. Opay

Opay is a digital payment platform that offers a range of financial services, including wallet-to-wallet transfers, bill payments, and international remittance. Opay’s partnership with major banks and companies makes it a reliable alternative for anyone needing seamless transactions in and outside of Nigeria.

Key Features:

• Offers quick transfers and bill payments.

• Supports both Naira and USD payments.

• Provides competitive transaction fees.

4. Paystack

Paystack is widely known for its ease of use and functionality, making it an excellent choice for businesses and individuals looking for a secure payment solution. Although more focused on African markets, it supports currency exchange for international transactions, making it a convenient Alipay alternative for Nigerian importers.

Key Features:

• Supports payments in multiple currencies.

• Offers secure, fast payment processing.

• Integrates easily with business websites and apps.

5. Eversend

Eversend is an African-focused digital banking app that offers currency exchange, bill payments, and remittances. Known for its easy-to-navigate app, Eversend is ideal for Nigerian users who frequently deal with international payments.

Key Features:

• Allows easy currency exchange within the app.

• Supports payments in multiple African and international currencies.

• Provides tools for budgeting and managing spending.

6. Chipper Cash

Chipper Cash allows Nigerians to make quick, cost-effective payments to other African countries, making it ideal for cross-border payments. The app also offers foreign currency exchange, which is beneficial when dealing with Chinese suppliers.

Key Features:

• Supports cross-border payments in Africa.

• Offers competitive exchange rates.

• Provides instant payment notifications for better tracking.

7. TransferWise (Wise)

TransferWise, now rebranded as Wise, is a globally renowned app that allows users to send and receive money internationally at low fees. Known for its transparent pricing, Wise is ideal for those looking to make payments in multiple currencies, including the Chinese Yuan.

Key Features:

• Supports payments in over 50 currencies.

• Low, transparent fees for international transfers.

• Provides real-time exchange rates.

8. Remitly

Remitly is another trusted platform for cross-border payments, offering affordable rates and speedy transactions. While primarily for remittances, it’s useful for Nigerian business owners needing to pay foreign suppliers directly.

Key Features:

• Supports payments in multiple currencies, including CNY.

• Allows for instant transactions or economy transfers.

• Offers transaction tracking for better control.

9. Payoneer

Payoneer is widely recognized for enabling smooth international payments, especially for freelancers and businesses. While more commonly used for payouts, it’s ideal for managing international transactions with suppliers.

Key Features:

• Supports multi-currency payments.

• Provides a prepaid card for easy withdrawals.

• Enables transfers to local bank accounts worldwide.

10. Sendwave

Sendwave is a user-friendly remittance app tailored for the African market. It allows Nigerians to send money abroad with minimal fees, making it an ideal solution for quick, secure payments to Chinese suppliers.

Key Features:

• Zero-fee transfers for many African countries.

• Real-time currency exchange rates.

• Instant payment notifications and tracking.

Final Words: Why Proc360 is Your Go-To Alipay Alternative for Supplier Payments

While these 10 apps offer various solutions for making payments from Nigeria, Proc360 Wallet goes the extra mile, especially for those working with suppliers in China. Unlike traditional platforms, Proc360 simplifies every aspect of the importation process, from sourcing and supplier verification to seamless payments and shipping. Here’s a quick recap of what makes Proc360 ideal for Nigerian importers:

• Direct RMB Conversion: Deposit Naira or Dollars, and get RMB without the need for a third-party vendor.

• Comprehensive Import Support: Handle payments, shipping, and customs all in one place.

• Reliable Security: Your funds and transactions are protected, with no sudden freezes or hidden fees.

• Transparent Rates and Fees: Know exactly what you’re paying upfront.

Get Started with Proc360 Wallet Today: If you’re looking for a reliable, all-in-one solution to manage your international payments, join the thousands of Nigerian importers who rely on Proc360. It’s time to simplify your payments and focus on what matters—growing your business.